Buying a car new or second-hand is a big investment, and you need to make sure you are properly insured to drive it. There are lots of considerations – here are some of the most important things to think about:
- Shopping around. Begin by using a price comparison website to see some initial costs, but also go to other insurers for quotes. Not all will use price comparison sites and they might come out cheaper.
- Check insurance before you buy. Sometimes, age and experience can mean that you can’t get insured on cars with certain engine sizes. Make absolutely sure that you will be covered before you purchase your vehicle.
- Consider a telematics box. This will monitor your driving and will reward you with discounts if you are driving well. This can help to make insurance more affordable for young drivers who have just passed their test.